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Pension delays?

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
PostalOfficer
POST OFFICE
Posts: 118
Joined: 08 Dec 2009, 17:53
Gender: Male

Pension delays?

Post by PostalOfficer »

I am 60 in a few weeks. RMPP wrote several months ago asking for details of my other pensions, but have only just written with my options. Having heard nothing at all from RMSPS/Capita, I rang them today. It was an atrocious phone line, but I gathered my options would arrive in 10-15 days, even if they emailed them(!) That only leaves 2 weeks for me to consider my options, reply and for them to process everything. I will chase them up with an email tomorrow.

These timelines seem rather tight; is it normal at the moment due to covid/wrong POL pay figures/whatever? Just wondered if anyone else had similar experiences?

Silly me thinking that with several decades of warning, they could get everything organised in good time for the due date :chuckle

Thanks.
SeanMc
Posts: 71
Joined: 20 Jun 2020, 15:03
Gender: Male

Re: Pension delays?

Post by SeanMc »

My NRA60 was this time last year but didn’t actually get it until April. They never pay on time!
freespeech
MDEC
Posts: 762
Joined: 28 Jun 2007, 16:35

Re: Pension delays?

Post by freespeech »

SeanMc wrote:
14 Jan 2022, 11:22
My NRA60 was this time last year but didn’t actually get it until April. They never pay on time!
I take it you get the backpay due when they do catch up?
SeanMc
Posts: 71
Joined: 20 Jun 2020, 15:03
Gender: Male

Re: Pension delays?

Post by SeanMc »

Yes you get it all backdated to when it was due.
PostalOfficer
POST OFFICE
Posts: 118
Joined: 08 Dec 2009, 17:53
Gender: Male

Re: Pension delays?

Post by PostalOfficer »

FYI: I rang RMSPS again today. Got a much more helpful operator and a clear phone line.

She said my papers had been printed and should be sent in the next day or so. (Isn't it a coincidence that they print the letter the day I ring up and chase it?) I asked this one if she could email the documents to me so that I could read them while waiting for the post and she said "Sure". Arrived in 5 minutes.

Apparently it causes delay if, like me, you are dealing with both RMPP and RMSPS.

Thank you for the other comments; looks like it could be a long wait...
Steve_claret
MAIL CENTRES/PROCESSING
Posts: 324
Joined: 17 Dec 2011, 14:53
Gender: Male

Re: Pension delays?

Post by Steve_claret »

PostalOfficer wrote:
14 Jan 2022, 21:51
FYI: I rang RMSPS again today. Got a much more helpful operator and a clear phone line.

She said my papers had been printed and should be sent in the next day or so. (Isn't it a coincidence that they print the letter the day I ring up and chase it?) I asked this one if she could email the documents to me so that I could read them while waiting for the post and she said "Sure". Arrived in 5 minutes.

Apparently it causes delay if, like me, you are dealing with both RMPP and RMSPS.

Thank you for the other comments; looks like it could be a long wait...
The delay is wholly with Capita. For someone like yourself who has pensions in both schemes the age related process is initially started by RMPP who send a flag to Capita that you are approaching your 60th birthday and to start the RMSPS process. From memory this flag is sent electronically 17 weeks before your 60th birthday. I had problems with my NRA60 2 years ago and it was paid 3 months late. It sounds like nothing has changed for the better in those 2 years.