Partnership share matching scheme December?

[wallop]

If you'd sold this years shares at that price and paid the tax and ni you'd have got £1057.66
Paying tax and ni on the invested amount you'd have cleared £815.75 over the year.
So you could have profited by £241.92
Thats 29.5% profit over what you'd have got through your wages.

[broughtonflyer]

I've not not had any free shares allocated to me since July I've been paying 20 pound a week .got 48 so far.
Has anyone else got this problem

[wallop]

48 Is the most you could have 2 per month for 24 months = 48 You're not missing any.

[james]

October update just now.

39 shares bought @ £2.35 per £100 gross investment + 2 free.

[james]

A complete breakdown again at today's price @ £2.51

15/10/2018 27 bought @ 341.511p,value then = £92.21,today's value = £67.62

15/11/2018 28 bought @ 328.48p,value then = £91.97,today's value = £70.12

17/12/2018 38 bought @ 297.8619p,value then = £113.19,value now = £95.17

15/01/2019 34 bought @ 276.2788p,value then = £93.93,value now = £85.15

18/02/2019 33 bought @ 279.3296p,value then = £92.18,value now = £82.64

15/03/2019 35 bought @ 264.09p,value then = £92.44,value now = £87.65

15/04/2019 43 bought @ 264.1608p,value then = £113.59,value now = £107.69

15/05/2019 40 bought @ 234.8515p,value then = £93.94,value now = £100.18

17/06/2019 56 bought @ 204.9797p,value then = £114.79,value now = £140.25

15/07/2019 43 bought @ 217.8644p,value then = £93.68,value now = £107.69

15/08/2019 48 bought @ 191.772p,value then = £92.05,value now = £120.21

16/09/2019 51 bought @ 226.76p,value then = £115.65,value now = £127.72

15/10/2019 43 bought @ 213.8974p,value then = £91.97,value now = £107.69

15/11/2019 40 bought @ 230.01p,value then = £92.00,value now = £100.18

16/12/2019 46 bought @ 249.687p,value then = £114.86,value now = £115.20

15/01/2020 42 bought @ 222.2128p,value then = £93.33,value now = £105.18

17/02/2020 49 bought @ 185.0676p,value then = £90.68,value now = £122.72

16/03/2020 92 bought @ 127.1359p,value then = £116.96,value now = £230.41

15/04/2020 65 bought @ 140.638p,value then = £91.41,value now = £162.79

15/05/2020 53 bought @ 173.87p,value then = £92.15,value now = £132.73

15/06/2020 66 bought @ 174.4433p,value then = £115.13,value now = £165.29

15/07/2020 52 bought @ 178.985p,value then = £93.07,value now = £130.23

17/08/2020 54 bought @ 212.20p,value then = £114.59,value now = £135.24

15/09/2020 40 bought @ 231.8754p,value then = £92.75,value now = £100.18

15/10/2020 39 bought @ 235.674,value then = £91.92,value now = £97.67

Monthly investment was £100 gross for a grand total of 1,157 Partnership Shares + 50 free.

[james]

November update,16/11/20.

42 shares purchased @ £2.72,total spend was £114.54 + 2 free shares.

That's 1199 shares + 52 free per £100 gross/monthly investment since the scheme began.

[Hawkey99]

Any idea if you have been in from the beginning are you we in profit yet including the fact that we only pay £68...

Thanks

[james]

Hawkey99,
£100 gross/monthly = £68 net,minimum 5 year holding to take advantage of the N.I./Tax deductions.

Today's share price of £2.86 shows every month since the beginning of the scheme in Oct. 2018 to be in profit @ £68 net/monthly.

Please remember minimum 5 year holding to take advantage of the N.I./Tax deductions.

[RobertT]

Please remember minimum 5 year holding to take advantage of the N.I./Tax deductions.

Unless you're a 'good' or 'tax exempt leaver', which is if you leave RM via ill heath retirement, redundancy or are aged 60+.

[james]

Today's share price = £3.30 as I type this.

The very first month of the scheme,15/10/2018,27 shares were purchased @ 341.511p.

Cost then was £92.21,value today is £88.85.

Every other month is showing a clear profit.

[james]

15/12/20

27 shares purchased @ £3.40,total spend was £91.88,not forgetting 2 for free.

This gives a balance now of 1,226 shares bought + 54 free per £100 gross/£68 net investment.

Share price as I type this is £3.50.

[james]

Another breakdown at today's close of £3.49 shows every month in the black @ £100 gross/£68 net investment.



15/10/2018 - 27 bought ,cost then = £92.21,value now= £94.39

15/11/2018 - 28 bought ,cost then = £91.97,value now = £97.88

17/12/2018 - 38 bought ,cost then = £113.19,value now = £132.84

15/01/2019 - 34 bought ,cost then = £93.93,value now = £118.86

18/02/2019 - 33 bought,cost then = £92.18,value now = £115.36

15/03/2019 - 35 bought ,cost then = £92.44,value now = £122.36

15/04/2019 - 43 bought ,cost then ='£113.59,value now = £150.32

15/05/2019 - 40 bought ,cost then ='£93.94,value now = £139.84

17/06/2019 - 56 bought ,cost then = £114.79,value now = £195.77

15/07/2019 - 43 bought,cost then = £93.68,value now = £150.32

15/08/2019 - 48 bought,cost then = £92.05,value now = £167.80

16/09/2019 - 51 bought,cost then = £115.65,value now = £178.29

15/10/2019 - 43 bought,cost then = £91.97,value now = £150.32

15/11/2019 - 40 bought,cost then = £92.00,value now = £139.84

16/12/2019 - 46 bought,cost then = £114.86,value now = £160.81

15/01/2020 - 42 bought,cost then = £93.33,value now = £146.83

17/02/2020 - 49 bought,cost then = £90.68,value now = £171.30

16/03/2020 - 92 bought,cost then = £116.96,value now = £321.63

15/04/2020 - 65 bought,cost then = £91.41,value now = £227.24

15/05/2020 - 53 bought,cost then = £92.15,value now = £185.28

15/06/2020 - 66 bought,cost then = £115.13,value now = £230.73

15/07/2020 - 52 bought,cost then = £93.07,value now = £181.79

17/08/2020 - 54 bought,cost then = £114.59,value now = £188.78

15/09/2020 - 40 bought,cost then = £92.75,value now = £139.84

15/10/2020 - 39 bought,cost then = £91.92,value now = £136.34

16/11/2020 - 42 bought,cost then = £114.54,value now = £146.83

15/12/2020 - 27 bought,cost then = £91.88,value now = £93.96

[james]

Update,15/01/2021.

Shares purchased was 24 @ 389.2544p + 2 free per £100/gross monthly investment.

Exactly 1,250 shares purchased to date + 56 free.

[wacko74]

Sorry I know I'm being lazy and could look it up but how long do we have to hold our P&M shares before we can sell them tax free?

[Jefferson Starfish]

The same rules apply as to the free shares, they're not 100% tax free until you've owned each batch for 5 years. Unless you're a good leaver.