Pension 2001-2012

[Wild Rover]

Hi

I joined RM in 2001. I left for just under 2 weeks in 2012 then returned.

On July 7, 2012 it appears I joined the current pension scheme (Zurich) but my question is from 2001 to 2011 where might I look into what I paid into my pension during that time? I recall it may have been another scheme way back then. Basically, want to know where is my 2001-2012 pension? Thanks for any light.

[RobertT]

You should be a deferred member of section C.

All benefits you accrued up to 31st March 2012 are now in a scheme called the Royal Mail Statutory Pension Scheme(RMSPS) and administered by Capita.

While any benefits accrued afterwards are in the Royal Mail Pension Plan(RMPP) and administered by RM's in house Pension Service Centre, although from what you say, it's unclear whether you have any?

As you left and then rejoined RM, you are now in the Royal Mail Defined Contribution Plan(RMDCP) which is now administered by Scottish Widows rather then Zurich.

You should have had annual deferred member statements from your 2001-2012 service. Is there a reason you haven't? Like you've moved house and not told the pension people?

I suggest you contact RMSPS / Capita and RMPP's PSC if that applies, and ask if they have a record of you. All three schemes have a website with lots of info and and their contact details:

RMSPS: https://www.royalmailsps.co.uk/" onclick="window.open(this.href);return false;
RMPP: https://www.royalmailpensionplan.co.uk/" onclick="window.open(this.href);return false;
RMDCP: https://www.scottishwidows.co.uk/save/royalmaildcplan/" onclick="window.open(this.href);return false;

[Wild Rover]

Thanks for reply. I think a phonecall is in order.