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Update re applying for early payment of benefits

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
ttsdriver
Posts: 13
Joined: 26 Dec 2019, 11:49
Gender: Male

Update re applying for early payment of benefits

Post by ttsdriver »

Hi All,

I asked for advice last week about when I can apply for my deferred NRA60 benefits; I turn 55 in September, and left RM in January 2012.

I contacted the pension centre 0333 222 0078 this morning and they have confirmed the earliest I can apply for my figures is 3 months before my birthday.

Hope this info is useful to anyone else thinking of taking their benefits early.
Ricardo44
Posts: 164
Joined: 15 Dec 2013, 20:34
Gender: Male

Update re applying for early payment of benefits

Post by Ricardo44 »

I'm still 2 years away from it but i'm already planning ahead for my retirement and intend to take my pension early at 55. Lots of really helpful advice on here will make it easier when the time comes. I'm a bit worried about the problems of dealing with Capitas. Keep updating and let us know how you are getting on. Good luck with it.
david3595
Posts: 167
Joined: 23 Apr 2007, 07:40

Update re applying for early payment of benefits

Post by david3595 »

One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
ttsdriver
Posts: 13
Joined: 26 Dec 2019, 11:49
Gender: Male

Update re applying for early payment of benefits

Post by ttsdriver »

david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
I think he needs to chase this up urgently
david3595
Posts: 167
Joined: 23 Apr 2007, 07:40

Update re applying for early payment of benefits

Post by david3595 »

ttsdriver wrote:
david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
I think he needs to chase this up urgently
Yes I told him to get on the phone or email a s a p :shock:
Steve_claret
MAIL CENTRES/PROCESSING
Posts: 324
Joined: 17 Dec 2011, 14:53
Gender: Male

Update re applying for early payment of benefits

Post by Steve_claret »

david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
Or it could be due to the fact that Capita are incompetent and fob you off when you ring them or totally ignore any emails.
lordthornber
Posts: 94
Joined: 27 Jul 2016, 11:58
Gender: Male

Update re applying for early payment of benefits

Post by lordthornber »

I can only repeat, my Capita experience was good. I was "put on the system for contact" and sure enough it happened just as the staff member explained it would. No Covid 19 then of course.
tractorboy2
EX ROYAL MAIL
Posts: 539
Joined: 18 Jan 2012, 11:03
Gender: Male

Update re applying for early payment of benefits

Post by tractorboy2 »

david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
Are they perhaps prioritising people taking their benefits at the appropriate time ?
Navalron
EX ROYAL MAIL
Posts: 1044
Joined: 12 Aug 2017, 10:40
Gender: Male
Location: Glasgow

Update re applying for early payment of benefits

Post by Navalron »

tractorboy2 wrote:
david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
Are they perhaps prioritising people taking their benefits at the appropriate time ?

The only person who decided when and what's appropriate is the pensioner not effn capita who are crap at most things they do.
stephen500
EX ROYAL MAIL
Posts: 1458
Joined: 02 Jun 2007, 04:04

Update re applying for early payment of benefits

Post by stephen500 »

ttsdriver wrote:Hi All,

I asked for advice last week about when I can apply for my deferred NRA60 benefits; I turn 55 in September, and left RM in January 2012.

I contacted the pension centre 0333 222 0078 this morning and they have confirmed the earliest I can apply for my figures is 3 months before my birthday.

Hope this info is useful to anyone else thinking of taking their benefits early.
Not sure how this works as we are told it takes 17 weeks to process pensions and that is over 4 months? Still I suppose asking for figures and asking for your actual pension may be 2 different things. I spoke to the pension people and there advice to me, was to apply for my pension on June the 1st for November.
stephen500
EX ROYAL MAIL
Posts: 1458
Joined: 02 Jun 2007, 04:04

Update re applying for early payment of benefits

Post by stephen500 »

ttsdriver wrote:Hi All,

I asked for advice last week about when I can apply for my deferred NRA60 benefits; I turn 55 in September, and left RM in January 2012.

I contacted the pension centre 0333 222 0078 this morning and they have confirmed the earliest I can apply for my figures is 3 months before my birthday.

Hope this info is useful to anyone else thinking of taking their benefits early.
6 months.jpg
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david3595
Posts: 167
Joined: 23 Apr 2007, 07:40

Update re applying for early payment of benefits

Post by david3595 »

tractorboy2 wrote:
david3595 wrote:One of my work colleagues applied in January for his NRA60 at 55 which fell on Easter Sunday. He told me today he is still has not heard from RMSPS, could be delayed by Coronavirus absence ?
Are they perhaps prioritising people taking their benefits at the appropriate time ?
Seems to have been some movement in last 24hrs, an apology from RMSPS and he was told that his late payment has been raised as a matter of urgency, whatever that means. On a slightly different note another colleague who is 56 phoned RMPP last week to ask for a quote for their NRA60 and was told to ring back in a month as they are extremely busy, short staffed and priority is been given to those actually turning 60 or 65.
Steve_claret
MAIL CENTRES/PROCESSING
Posts: 324
Joined: 17 Dec 2011, 14:53
Gender: Male

Update re applying for early payment of benefits

Post by Steve_claret »

david3595 wrote:On a slightly different note another colleague who is 56 phoned RMPP last week to ask for a quote for their NRA60 and was told to ring back in a month as they are extremely busy, short staffed and priority is been given to those actually turning 60 or 65.
Fully understandable given the current situation but for NRA60 quotes you should now contact Capita (RMSPS) and not the RMPP as since November 2019 all RMSPS work has now transfered to Capita.