Last Christmas - Applying for my pension in good time- Question please

[david3595]

Stephen 500, I phoned PSC 4 calendar months ( September) out from my birthday in early January and asked for a form to be posted to my home address, it arrived approximately 7 days later and I had 14 days to complete and return if I wished to proceed with taking my NRA60 at 55. Several forms had been sent through out this period. I only received an options letter on 17th January from RMSPS and this was after emailing Jon Lewis CEO at Capita and repeated phone calls. Although I have yet to receive a letter from RMSPS confirming my lump sum and AVC’s it went into my bank account on 28th January and have been assured a pro rata pension payment for this month will be paid tomorrow. All in all it’s taken from 4th September until 28th January . Hopefully your application will be more straight forward but Capita seriously need to get their act in order. It was myself doing all the chasing.

[stephen500]

Thanks. I think I will apply in July for Dec.

[Edward Hunter]

Thanks for all the info people, a really helpful thread for anyone about to have dealings with the Capita cowboys, lol

[Steve_claret]

Thanks for all the info people, a really helpful thread for anyone about to have dealings with the Capita cowboys, lol

Good luck. It really is a stressful process now. Having to deal with 2 pension centres who won't do certain things until the other have done their part of the process is a major hurdle. Don't rely on them doing things on time either. Keep chasing them. It's the only way now.

[stephen500]

Stephen 500, I phoned PSC 4 calendar months ( September) out from my birthday in early January and asked for a form to be posted to my home address, it arrived approximately 7 days later and I had 14 days to complete and return if I wished to proceed with taking my NRA60 at 55. Several forms had been sent through out this period. I only received an options letter on 17th January from RMSPS and this was after emailing Jon Lewis CEO at Capita and repeated phone calls. Although I have yet to receive a letter from RMSPS confirming my lump sum and AVC’s it went into my bank account on 28th January and have been assured a pro rata pension payment for this month will be paid tomorrow. All in all it’s taken from 4th September until 28th January . Hopefully your application will be more straight forward but Capita seriously need to get their act in order. It was myself doing all the chasing.

David, was your pro rata monthly pension paid? Thanks.

[david3595]

Stephen 500, I phoned PSC 4 calendar months ( September) out from my birthday in early January and asked for a form to be posted to my home address, it arrived approximately 7 days later and I had 14 days to complete and return if I wished to proceed with taking my NRA60 at 55. Several forms had been sent through out this period. I only received an options letter on 17th January from RMSPS and this was after emailing Jon Lewis CEO at Capita and repeated phone calls. Although I have yet to receive a letter from RMSPS confirming my lump sum and AVC’s it went into my bank account on 28th January and have been assured a pro rata pension payment for this month will be paid tomorrow. All in all it’s taken from 4th September until 28th January . Hopefully your application will be more straight forward but Capita seriously need to get their act in order. It was myself doing all the chasing.

David, was your pro rata monthly pension paid? Thanks.

Yes I received a pro rata payment on 31st January which I presume but could be wrong is from 5th January until end of January. 30% was held back for tax purposes and some kind of adjustment and if any of that 30% is owed to myself it will be paid in my first pension instalment which Capita says is not payable until Feb 28th. I didn’t retire I decided after much thought to take my NRA60 at 55 so I’m paying tax on my pension. As Section C member I was quoted a Pension Supplement figure ( no reduction for taking early ) if I was to leave . It is possible I was not going to receive any pro rata payment until my first instalment on 28th Feb but I was on the phone last week complaining so much that they probably thought give him some money to get rid of him lol

[stephen500]

Stephen 500, I phoned PSC 4 calendar months ( September) out from my birthday in early January and asked for a form to be posted to my home address, it arrived approximately 7 days later and I had 14 days to complete and return if I wished to proceed with taking my NRA60 at 55. Several forms had been sent through out this period. I only received an options letter on 17th January from RMSPS and this was after emailing Jon Lewis CEO at Capita and repeated phone calls. Although I have yet to receive a letter from RMSPS confirming my lump sum and AVC’s it went into my bank account on 28th January and have been assured a pro rata pension payment for this month will be paid tomorrow. All in all it’s taken from 4th September until 28th January . Hopefully your application will be more straight forward but Capita seriously need to get their act in order. It was myself doing all the chasing.

David, was your pro rata monthly pension paid? Thanks.

Yes I received a pro rata payment on 31st January which I presume but could be wrong is from 5th January until end of January. 30% was held back for tax purposes and some kind of adjustment and if any of that 30% is owed to myself it will be paid in my first pension instalment which Capita says is not payable until Feb 28th. I didn’t retire I decided after much thought to take my NRA60 at 55 so I’m paying tax on my pension. As Section C member I was quoted a Pension Supplement figure ( no reduction for taking early ) if I was to leave . It is possible I was not going to receive any pro rata payment until my first instalment on 28th Feb but I was on the phone last week complaining so much that they probably thought give him some money to get rid of him lol

I will pay some tax from Dec till Apr 6th as I am working this year, but then I will have to contact tax office/pension people as I don't plan to work again and should pay tax again, until I get my stare pension.

[stephen500]

Stephen 500, I phoned PSC 4 calendar months ( September) out from my birthday in early January and asked for a form to be posted to my home address, it arrived approximately 7 days later and I had 14 days to complete and return if I wished to proceed with taking my NRA60 at 55. Several forms had been sent through out this period. I only received an options letter on 17th January from RMSPS and this was after emailing Jon Lewis CEO at Capita and repeated phone calls. Although I have yet to receive a letter from RMSPS confirming my lump sum and AVC’s it went into my bank account on 28th January and have been assured a pro rata pension payment for this month will be paid tomorrow. All in all it’s taken from 4th September until 28th January . Hopefully your application will be more straight forward but Capita seriously need to get their act in order. It was myself doing all the chasing.

David, was your pro rata monthly pension paid? Thanks.

Yes I received a pro rata payment on 31st January which I presume but could be wrong is from 5th January until end of January. 30% was held back for tax purposes and some kind of adjustment and if any of that 30% is owed to myself it will be paid in my first pension instalment which Capita says is not payable until Feb 28th. I didn’t retire I decided after much thought to take my NRA60 at 55 so I’m paying tax on my pension. As Section C member I was quoted a Pension Supplement figure ( no reduction for taking early ) if I was to leave . It is possible I was not going to receive any pro rata payment until my first instalment on 28th Feb but I was on the phone last week complaining so much that they probably thought give him some money to get rid of him lol

I will pay some tax from Dec till Apr 6th as I am working this year, but then I will have to contact tax office/pension people as I don't plan to work again and should not pay tax again, until I get my state pension.