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Death in service benefit

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
ihatedogs
MAIL CENTRES/PROCESSING
Posts: 546
Joined: 03 Nov 2010, 18:53
Gender: Male

Death in service benefit

Post by ihatedogs »

Hi, I've taken my pension at 55. Do we still receive a death in service benefit after taking the pension?
Cheers.
RobertT
EX ROYAL MAIL
Posts: 6645
Joined: 09 Sep 2007, 14:26
Gender: Male

Death in service benefit

Post by RobertT »

I would have thought that was a question you should of asked before you took your pension/s!

But what you get on death will depend on which section you are/were in, and how long after you take your pension/s that you die.

Take a look at the 'guide to your death benefits in the plan' in the library section of the pensions website.

The 'flexible pension guide' might also be worth a look, as that will tell you all the advantages and disadvantages of taking your pension/s early.
Links to all RM pension related websites are here
arnold cheshire
Posts: 5309
Joined: 14 Oct 2010, 21:28
Gender: Male
Location: england

Death in service benefit

Post by arnold cheshire »

So is the death in service still payable?
RobertT
EX ROYAL MAIL
Posts: 6645
Joined: 09 Sep 2007, 14:26
Gender: Male

Death in service benefit

Post by RobertT »

arnold cheshire wrote:So is the death in service still payable?
There is no definitive answer as it depends on your circumstances! If you look at the guide I suggested you will see a flowcart, just follow that and you will find out what applies to you. :wave
Links to all RM pension related websites are here
arnold cheshire
Posts: 5309
Joined: 14 Oct 2010, 21:28
Gender: Male
Location: england

Death in service benefit

Post by arnold cheshire »

RobertT wrote:
arnold cheshire wrote:So is the death in service still payable?
There is no definitive answer as it depends on your circumstances! If you look at the guide I suggested you will see a flowcart, just follow that and you will find out what applies to you. :wave
Thanks Robert T