AVC Performance

Hawkey99 · Post by **Hawkey99** » 04 Feb 2018, 19:24

Somewhere on the Royal Pension site is the information about how the various AVC funds have performed over the yearS

Does anybody know whereabout this is.

Many Thanks

Hawkey99 · Post by **Hawkey99** » 04 Feb 2018, 19:33

Found the AVC Growth fund figures at factsheets.financialexpress.net

Next question please.

What is the difference between cumulative performance and discreet performance. in the results.

Many thanks

Jefferson Starfish · Post by **Jefferson Starfish** » 04 Feb 2018, 19:43

Try Google

Hawkey99 · Post by **Hawkey99** » 04 Feb 2018, 19:56

Thank you.

Post by **RobertT** » 05 Feb 2018, 05:53

You might find this article interesting. This information is contained within:

Fund factsheets also supply ‘cumulative’ and ‘discrete’ performance data, on a percentage growth basis, the former presented as a graph and the latter as a bar chart on the factsheet.

Cumulative performance shows the aggregate performance from a fund from launch over various time periods from launch, such as 10 years, five years, three years, one year, six months and then three months, and represents the portfolio’s overall long-term performance.

Discrete performance refers to a specific series of periods. For example, discrete quarterly or discrete annual performance would show a fund against its benchmark for each quarter or year since its launch.

In short, it makes sense to evaluate a fund manager’s performance on both measures, since the cumulative performance could be flattered by a short period of stellar performance when the manager’s investment style or sector was in fashion.

It has nothing to do with whether dividends are reinvested or not. Which they will be in any pension fund anyway.

All the factsheets for the various AVC funds can be found here.

Hawkey99 · Post by **Hawkey99** » 05 Feb 2018, 20:25

Thanks Robert.