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Pension ....IHR

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
holly123
EX ROYAL MAIL
Posts: 220
Joined: 24 Jan 2012, 12:45
Gender: Male

Pension ....IHR

Post by holly123 »

Hi all ,
Any ideas what to do with pension when taking IHR, 21years paid into it, I know you can freeze it or transfer it but not to one were you can cash it in just wanting ideas or were others have come across this , thanks
RobertT
EX ROYAL MAIL
Posts: 6645
Joined: 09 Sep 2007, 14:26
Gender: Male

Pension ....IHR

Post by RobertT »

It’s a defined benefit pension so it will be deferred and will continue to increase with inflation until you take it. And then provide a guaranteed index linked income until death.

The earliest you can draw it will be from age 55 although the normal reductions for early payment would apply.
Links to all RM pension related websites are here
holly123
EX ROYAL MAIL
Posts: 220
Joined: 24 Jan 2012, 12:45
Gender: Male

Pension ....IHR

Post by holly123 »

Ok thanks