Pension Salary Exchange

[gg]

You seem rather negative,the sort of person that looks for problems rather than solutions.

Well I'm on here looking for solutions. Wonder what problems you think I'm looking for. Only problem I have is people make assumptions, but I assume you knew that.

[aiden01]

You seem rather negative,the sort of person that looks for problems rather than solutions.

Well I'm on here looking for solutions. Wonder what problems you think I'm looking for. Only problem I have is people make assumptions, but I assume you knew that.

[TrueBlueTerrier]

Sorry but I have to disagree that not everyone has access to the internet.

My parents don't, 1 mate at work (aged 59) doesn't even have a mobile never mind a computer with internet access. But even if they don't have access to a computer it still easy enough to get free financial advice.

So you wouldn't let your parents or mate use your internet if they asked you.
I know not everybody has a computer,my point is that if you want access to the internet it really isn't difficult via family or friends.
Don't tell me, you have a mate or family member who lives on an inaccessible Island with with no running water or electricity that doesn't have the internet.
According to the Office for National Statistics in 2014 91% of households in Great Britain used a fixed broadband connection.
To be honest you are clutching at straws.

I was on your side if you read the post, no clutching at straws. But even you said WANT, some don't.

[TrueBlueTerrier]

I didn't say that not using the internet makes you lazy.

I said that ignorance is no excuse in the 21st century when you have a fantastic resource like the internet.
If people don't want to use their initiative and rely on what some bloke at work says,then there is no hope for them.
You seem rather negative,the sort of person that looks for problems rather than solutions.

But it can be read that way, even it it wasn't your intention.

To be honest ignorance is not an excuse for anything nowadays,it just means you are too lazy to research the internet.

[TrueBlueTerrier]

You seem rather negative,the sort of person that looks for problems rather than solutions.

Well I'm on here looking for solutions. Wonder what problems you think I'm looking for. Only problem I have is people make assumptions, but I assume you knew that.

I'm with Woody, assumptions terrify me.

[gg]

Its time to get back on track.

Royal Mail need to relay this message in English. The correspondence they are sending out doesn't make it easy for the layman to understand. Ive tried to explain what I've been told here, but its upto the bosses to give us the facts. We all know some managers can put there own twist on things which muddies the waters even more.


gg

[RobertT]

If the rate of pay is reduced (admittedly not by much)

The amount of reduction will vary depending on how much you pay into your pension, so allowances received and AVC’s paid will mean it may be an individual thing.

then that must affect those are either considering or waiting for their EVR final offer or pension lump sum estimate as those are based on wages/salaries.

There doesn’t seem to be any RM info on VR/EVR’s but it does say that pension benefits won’t be affected: http://www.myroyalmail.com/node/6796" onclick="window.open(this.href);return false;