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Where can I go to view my pension?

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
norris9
Posts: 2642
Joined: 27 Feb 2019, 17:32
Gender: Female

Where can I go to view my pension?

Post by norris9 »

Where can I go to view my pension? is there actually anywhere to view how much I have in my pot and where I can change where it's invested and what age I can claim it...?

Been with Royal Mail 4 years, never been on a website to view anything. Looking at my documents I don't have anything which informs me of a website with login etc to view this stuff. One document says I need to phone Scottish Widows to amend things such as the age you take the pension and where it's invested.

I do remember that I phoned Scottish Widows early on after joining Royal Mail asking them to cancel my pension as I wanted to put my money towards my mortgage instead. It seems it was not cancelled as I still receive documents from 'The Royal Mail Defined Contribution Plan' stating I have ~£10,000 in my pot. I am not complaining as in hindsight I'd rather have the pension.
yellowbelly
Posts: 3650
Joined: 23 Jun 2015, 15:51
Gender: Male

Re: Where can I go to view my pension?

Post by yellowbelly »

norris9 wrote:
04 Feb 2024, 15:22
Where can I go to view my pension? is there actually anywhere to view how much I have in my pot and where I can change where it's invested and what age I can claim it...?

Been with Royal Mail 4 years, never been on a website to view anything. Looking at my documents I don't have anything which informs me of a website with login etc to view this stuff. One document says I need to phone Scottish Widows to amend things such as the age you take the pension and where it's invested.

I do remember that I phoned Scottish Widows early on after joining Royal Mail asking them to cancel my pension as I wanted to put my money towards my mortgage instead. It seems it was not cancelled as I still receive documents from 'The Royal Mail Defined Contribution Plan' stating I have ~£10,000 in my pot. I am not complaining as in hindsight I'd rather have the pension.
The contact details are in the document you've received or https://rmdcp.uk/ and Scottish Widows https://www.scottishwidows.co.uk/save/r ... cplan.html

You've probably been sent a letter in the past with initial login details but if you've no idea then you need to speak to Scottish Widows (contact details on the site). They'll probably ask you your life history etc. and then initially send you your login details again through the post. I've changed what funds my pension is invested in through the website a couple of times.
norris9
Posts: 2642
Joined: 27 Feb 2019, 17:32
Gender: Female

Re: Where can I go to view my pension?

Post by norris9 »

yellowbelly wrote:
04 Feb 2024, 16:05
norris9 wrote:
04 Feb 2024, 15:22
Where can I go to view my pension? is there actually anywhere to view how much I have in my pot and where I can change where it's invested and what age I can claim it...?

Been with Royal Mail 4 years, never been on a website to view anything. Looking at my documents I don't have anything which informs me of a website with login etc to view this stuff. One document says I need to phone Scottish Widows to amend things such as the age you take the pension and where it's invested.

I do remember that I phoned Scottish Widows early on after joining Royal Mail asking them to cancel my pension as I wanted to put my money towards my mortgage instead. It seems it was not cancelled as I still receive documents from 'The Royal Mail Defined Contribution Plan' stating I have ~£10,000 in my pot. I am not complaining as in hindsight I'd rather have the pension.
The contact details are in the document you've received or https://rmdcp.uk/ and Scottish Widows https://www.scottishwidows.co.uk/save/r ... cplan.html

You've probably been sent a letter in the past with initial login details but if you've no idea then you need to speak to Scottish Widows (contact details on the site). They'll probably ask you your life history etc. and then initially send you your login details again through the post. I've changed what funds my pension is invested in through the website a couple of times.
Thanks...

The initial letter they sent me with login details gave my password as ********** ........

I assume the ********** was some default thing on the document that they were supposed to change. Somebody didn't enter the password into the document.
rogersh
MAIL CENTRES/PROCESSING
Posts: 1373
Joined: 26 Oct 2011, 11:31
Gender: Male

Re: Where can I go to view my pension?

Post by rogersh »

Once you establish your user name password & memorable phrase this is the link
https://money4life.scottishwidows.co.uk/employee/#/
qwerty2
Posts: 2011
Joined: 30 Jun 2009, 00:42
Gender: Male

Re: Where can I go to view my pension?

Post by qwerty2 »

rogersh wrote:
04 Feb 2024, 17:55
Once you establish your user name password & memorable phrase this is the link
https://money4life.scottishwidows.co.uk/employee/#/
Is this for people who joined over 20 years ago? Or just newish starters?
rogersh
MAIL CENTRES/PROCESSING
Posts: 1373
Joined: 26 Oct 2011, 11:31
Gender: Male

Re: Where can I go to view my pension?

Post by rogersh »

This is for employees in the Royal Mail Defined Contribution Plan, RMDCP


EDIT; Robert T wrote
If you joined RM sometime after 1st April 2008, the chances are you'll have joined the RMDCP, unless you opted out. And for anyone reaching 5 years in the RMDCP, you will be given the opportunity to pay into the DBCBS via section F of the RMPP.