Can I Work Whilst collecting|RM Medical Pension

[TrueBlueTerrier]

Can anyone answer this question PMd to me - for obvious reasons some identifying information has been removed.

My question....i was retired with imediate pension in nov 2007 due to a disabilitating illness.i got a lump sum and a imediate pension and pension supplement because of my age 45 at the time..prospects where very bleak. Although not life threatening, my mobilty where as good as dam it zero, but now thanks to the wonders of modern science after having extensive brain surgery/deep brain stimulation in aug last year, I'm recovering very well and would say that i'm 90% back to full fitness. So i'm thinking that soon i will be able to find some kind of work. I used to be a hgv driver and I'm hopeing to get my licence back and return to this kind of work, initially on a part time/agency basis and who knows possibly full time in the not to distant future..do any of you guys know how this may affecty my rm pension?? I'm a little cautious of contacting the helpline to find out? ....kindest regards

[banddy]

Can anyone answer this question PMd to me - for obvious reasons some identifying information has been removed.

My question....i was retired with imediate pension in nov 2007 due to a disabilitating illness.i got a lump sum and a imediate pension and pension supplement because of my age 45 at the time..prospects where very bleak. Although not life threatening, my mobilty where as good as dam it zero, but now thanks to the wonders of modern science after having extensive brain surgery/deep brain stimulation in aug last year, I'm recovering very well and would say that i'm 90% back to full fitness. So i'm thinking that soon i will be able to find some kind of work. I used to be a hgv driver and I'm hopeing to get my licence back and return to this kind of work, initially on a part time/agency basis and who knows possibly full time in the not to distant future..do any of you guys know how this may affecty my rm pension?? I'm a little cautious of contacting the helpline to find out? ....kindest regards

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from the ill health retirement agreement

"Permanent incapacity shall mean until normal retirement age or for at least 10 years from the date of medical opinion, whichever is the sooner"

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so going by that, you would have to wait until 2017 at the earliest.

[citykid5]

bugger,ahh well fishing for the next 7 years i suppose
thanks for the reply
tight lines citykid

[easter bunny]

in reply to your question....

YES .. as long as you were not working at the time your pension was first paid you can work anywhere you like.. as long as its not royal mail..

The 10 years ... is the OPINION of the doctor at the time of your final meeting with them.. as long as you didnt commit fraud at the time of that meeting you will be fine..

Just be aware of the tax and national insurance situation if and when you do find work... In my opinion i would find work paying less than £135 gross a week so you dont pay any NI (unless you need to pay pension credits ) . Also, if your receiving more than approx. £126 gross pension a week, whatever amount you earn you will pay 20 % tax on EVERY PENNY...

[citykid5]

cheers for that easter bunny..thats a bit of a relief..i like fishing but 7 years of it noooooooooooo
can i just ask where you get you facts from please?? do you know someone in a similar possition? or are you just realy geened up on the pension regs? i'm not to worried about the earnings pottential,more want to fill my time a bit more constructivly as i get better.as you say at the time of the pension decision both my neurologst and the r m doctors said that the outlook was very bleak and both agreed that i was unlickley to return to work within the next 10 yrs..i think from the neurologist's point of view they did know that treatment was avalable,but in the 7 or so years that they had been treating people with my condition.they had never sucsesfully managed to get the funding for the opperation £35000..and from the r m docs point of view he said there was very little hope of any usefull treatment..so i don't consider that anybody was hoodwinked into allowing me the imediate pension..i think that because of my age 46 that i still need to cover my n.i contributions or stamp for the forceable future,but as i currantly get incapacity benefits this covers this.obviously if i do start working i will inform the dhss,,once again thanks for takeing the time to reply to my post,,,,,and i feel very lucky to be in this positon,and in fairly good health
citykid

[easter bunny]

i was ill health retired myself last year...as a former rep myself ,you can say i can read the ill health agreement backwards to you. As long as you did not commit fraud on the day of your final doctors appointment with Royal Mail you have nothing to worry about. They certaintly arent waiting for 10 years to let you work again.
When I finished, i had a letter off Royal Mail which was a reference to give to a new employer in case i found employment... Think that answers your question !!!

You only need 30 years contributions for your credits nowadays... Its £12 a week if your not receiving any benefits or not earning enough to pay National Insurance..

[citykid5]

i was ill health retired myself last year...as a former rep myself ,you can say i can read the ill health agreement backwards to you. As long as you did not commit fraud on the day of your final doctors appointment with Royal Mail you have nothing to worry about. They certaintly arent waiting for 10 years to let you work again.
When I finished, i had a letter off Royal Mail which was a reference to give to a new employer in case i found employment... Think that answers your question !!!

You only need 30 years contributions for your credits nowadays... Its £12 a week if your not receiving any benefits or not earning enough to pay National Insurance..

thanks again easter bunny...i'm glad to get this question answerd without haveing to contact the helpline.hope that your early retirement is also treating you well mate...best wishes for the future citykid