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Option to choose fund

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
koolishy67
Posts: 665
Joined: 04 Nov 2010, 21:02
Gender: Male

Option to choose fund

Post by koolishy67 »

Quick question with this new pension do we allow to choose fund? Like example Sharia fund or something like that because royal mail trusty's record is not good with chooseing a fund thanks
RobertT
EX ROYAL MAIL
Posts: 6644
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: Option to choose fund

Post by RobertT »

No. The new pension is a collective scheme, which means the money will be invested in a similar way to a Defined Benefits scheme, such as a final or career average salary pension.

The RMCPP will probably employ at least 20 different fund managers to invest ours and RM's contributions. That way they're spreading the risk far more than an individual might do with a DC pension.
Links to all RM pension related websites are here
koolishy67
Posts: 665
Joined: 04 Nov 2010, 21:02
Gender: Male

Re: Option to choose fund

Post by koolishy67 »

Thanks