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C section pension

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
garymgo
Posts: 39
Joined: 03 Oct 2007, 19:50

C section pension

Post by garymgo »

Hi can anyone tell me how the section c pension is calculated? I thought it used to be the best 12 months from your last 3 years service, but it closed in 2014 so would it be 2012 2013 2014 or the last three years I do before I retire?
Thanks
RobertT
EX ROYAL MAIL
Posts: 6644
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: C section pension

Post by RobertT »

Section C is still open, as is section A/B.

The final salary element of your pension(that's everything accrued up to 2008) was and I assume still is, worked out as either:
1. your highest pensionable pay for any calculation year during the last three years of your reckonable service; or if greater
2. the highest average of your pensionable pay in any three consecutive tax years in the last 10 before you leave service, take your benefits or die.
The above was taken from a previous RMPP plan guide, dated January 2011.

The pension you accrued between 2008 and 2018 via the CSDB/CARE scheme built up year by year and continues to grow with inflation.
See the current plan guide for more info: https://www.royalmailpensionplan.co.uk/ ... c_v3.3.pdf

You are presumably currently paying into section C of the DBCBS?
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