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AVC and lump sum

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
cjjs
Posts: 13
Joined: 15 Nov 2016, 23:32
Gender: Male

AVC and lump sum

Post by cjjs »

I am a deferred member of the NRA60 pension and also have a Equitable Life AVC pension valued at £5909
I am planning to take the maximum lump sum and wanted to know if the maximum 25% which is approx. £18000 on my NRA60 comes out of the AVC completely or are both pensions added together as a pot and then the 25% lump sum is calculated ?
Thank You
RobertT
EX ROYAL MAIL
Posts: 6645
Joined: 09 Sep 2007, 14:26
Gender: Male

AVC and lump sum

Post by RobertT »

Pension x 20 + lump sum + AVC's = total pot value.

You can take a maximum of 25% of the total pot value as tax free cash.
Links to all RM pension related websites are here
NorthernBoy
EX ROYAL MAIL
Posts: 384
Joined: 27 Sep 2010, 21:08
Gender: Male

AVC and lump sum

Post by NorthernBoy »

cjjs wrote:I am a deferred member of the NRA60 pension and also have a Equitable Life AVC pension valued at £5909
I am planning to take the maximum lump sum and wanted to know if the maximum 25% which is approx. £18000 on my NRA60 comes out of the AVC completely or are both pensions added together as a pot and then the 25% lump sum is calculated ?
Thank You
What is the current value of your NRA60 at 60 pension? What age are you now and what age will you take your pension.