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Collective Plan

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
pieoftheday
Posts: 1821
Joined: 11 Mar 2010, 16:43
Gender: Male

Collective Plan

Post by pieoftheday »

Hello, I have begun the process of claiming my age 60 and 65 benefits, I'm still employed at RM so will i still be paying into the Collective Plan ? I don't recall ever getting any Info on it or who looks after the Plan? Thanks
Trumanity
Posts: 327
Joined: 03 Aug 2012, 13:08
Gender: Male

Re: Collective Plan

Post by Trumanity »

So, to tie your shoelaces you need to loop the first lace in your right hand....jeez :arrrghhh
theargyspy
Posts: 247
Joined: 23 Apr 2007, 17:02
Gender: Male
Location: UK

Re: Collective Plan

Post by theargyspy »

Trumanity wrote:
04 Mar 2025, 16:46
So, to tie your shoelaces you need to loop the first lace in your right hand....jeez :arrrghhh
A bit harsh, did you get out of bed on the wrong side?....the guy asks a question and you come back with a snidey reply, always thought this forum was setup to help each other

To pieoftheday, sorry I can't help you but hopefully someone less grumpy than Trumanity can!
"Never have I known an employee so keen to employ you, then so eager to get rid of you!"
RobertT
EX ROYAL MAIL
Posts: 6548
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: Collective Plan

Post by RobertT »

pieoftheday wrote:
04 Mar 2025, 16:08
Hello, I have begun the process of claiming my age 60 and 65 benefits, I'm still employed at RM so will i still be paying into the Collective Plan ? I don't recall ever getting any Info on it or who looks after the Plan? Thanks
The collective plan is totally separate from every other RM pension scheme, and you will be paying into it until you either leave the company, take your benefits, decide to opt out of it, or it's wound up.

They have a website with lots of info about how it's run and how you build up benefits, etc!
v
Links to all RM pension related websites are here
pieoftheday
Posts: 1821
Joined: 11 Mar 2010, 16:43
Gender: Male

Re: Collective Plan

Post by pieoftheday »

theargyspy wrote:
04 Mar 2025, 17:09
Trumanity wrote:
04 Mar 2025, 16:46
So, to tie your shoelaces you need to loop the first lace in your right hand....jeez :arrrghhh
A bit harsh, did you get out of bed on the wrong side?....the guy asks a question and you come back with a snidey reply, always thought this forum was setup to help each other

To pieoftheday, sorry I can't help you but hopefully someone less grumpy than Trumanity can!
Thank you
pieoftheday
Posts: 1821
Joined: 11 Mar 2010, 16:43
Gender: Male

Re: Collective Plan

Post by pieoftheday »

RobertT wrote:
04 Mar 2025, 17:19
pieoftheday wrote:
04 Mar 2025, 16:08
Hello, I have begun the process of claiming my age 60 and 65 benefits, I'm still employed at RM so will i still be paying into the Collective Plan ? I don't recall ever getting any Info on it or who looks after the Plan? Thanks
The collective plan is totally separate from every other RM pension scheme, and you will be paying into it until you either leave the company, take your benefits, decide to opt out of it, or it's wound up.

They have a website with lots of info about how it's run and how you build up benefits, etc!
v
Thank you,found the website, will have have a root around for any communications they may have sent so I can register
Wullie10
EX ROYAL MAIL
Posts: 662
Joined: 30 Jul 2017, 12:07
Gender: Male
Location: Retired

Re: Collective Plan

Post by Wullie10 »

You may have moved address without telling them so didn't get any information. It's hard to believe thousands of Waspi women didn't know about pension changes but apparently its true. I'm not keen on snide remarks when people ask questions. Simply because I've asked a lot of what must seem stupid questions myself but have always been treated with respect , mainly from we know who. 😆 . Dont see the point of nasty remarks as it'll just scare some people from the forum.
Gary55
Posts: 311
Joined: 29 Jun 2021, 21:02
Gender: Male
Location: london

Re: Collective Plan

Post by Gary55 »

If you're only 65 we probably have about 5 new pension schemes before you retire