AVC help

[the shadow 36]

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Hi looking at advice on completing the forms for bonusplan and flexiplan . I don't want to contribute to anything to risky does anyone have advice on the 7 options available where and in what percentage they would put their money into please
Thanks

[BenacreNick]

I don't think it's possible to give out financial advice anymore.

However I spread my choices and then re-assessed them after 1 year and made alterations.

[the shadow 36]

Thank u , maybe guidance then I'm just interested 2 hear what others did as I havnt got a clue which 2 put it in

[RobertT]

Have a read of the guide to AVC's: https://www.royalmailpensionplan.co.uk/ ... sp_1_0.pdf

Take a look at the fund factsheets to see what they're invested in and how they've performed: https://digital.feprecisionplus.com/cor ... ory=2rmp62

Compare their aims, risks, etc to your own!

[the shadow 36]

Thank u

[heapsy]

I've spread money across the Growth, Balanced and Cautious funds. the latter being the smallest portion. However, recently I've started putting some into the Cash fund. The current AVCs will stop when the new scheme comes in, so I wanted a bit of stability and reduced my risks slightly.

[the shadow 36]

[mrcurve]

its pretty easy to move the saved/invested pots of money around, just use the https://money4life.scottishwidows.co.uk

you cannot use the website to change your ingoing payments or which funds they go into, just complete a new copy of the form your filling in now.

[the shadow 36]

Cheers