Shariah v Ethical

[Hawkey99]

Shariah is at an all time high so Im leaning towards moving some funds to Ethical as this one has less exposure to USA.

Shariah has done much better over the longer term but over the last 3 months Ethical is ahead...

Any thoughts ?

[pex]

One factor to look at is the possible increased risk involved with the Ethical Fund.
Look at the fund information page for info regards the Ethical fund vs Shariah

Note: All or some of the investments are
made through a reinsurance
arrangement so if the linked life
insurance company(ies) were to fail
you may lose some or all of your
money and this will not be covered
by the Financial Services
Compensation Scheme.[/b]
This may or may not have a bearing on your risk assessment, the warning is not applicable on the Shariah fund, however the Ethical fund is very strong at present.

[NorthernBoy]

It’s a good question and as we know the Sharia fund is heavily focussed big US companies (see below for largest holdings)

Clearly past performance is not a guarantee of future performance.

Personally I’m sticking with Sharia as I think long term the us markets will continue to do well, no doubt there will be corrections on the way. I can however see how the high % concentration is a small number of companies could be seen as a lack of diversification and too much of a risk depending on your tolerance.

As always you pays your money you takes your choice...


APPLE INC
MICROSOFT CORP ALPHABET INC
FACEBOOK INC
TESLA INC
JOHNSON & JOHNSON
VISA INC
PROCTER & GAMBLE CO/THE NVIDIA CORP
MASTERCARD INC

[koolishy67]

I think shariah will better place for long-term like 10 years plus I will stay there if there is corrections we get more units