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Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
RobertT
EX ROYAL MAIL
Posts: 6645
Joined: 09 Sep 2007, 14:26
Gender: Male

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Post by RobertT »

TheStrangler wrote:How does the Zurich scheme compare to the cash balance scheme we currently pay into?
Had a look at their website but unable to access it fully for some reason.
Are the % figures that rm pay into it any different to what they contribute to the cash balance scheme?
Does the scheme provide a lump sum and/or pension? Can you "cash in" so to speak at any time or age?

Thanks in advance.
It's a DC scheme which is now administered by Scottish Widows. RM pay in a maximum of 10% of basic pensionable pay.

RMDCP website: https://www.scottishwidows.co.uk/save/royalmaildcplan/" onclick="window.open(this.href);return false;
General DC pension info: https://www.moneyadviceservice.org.uk/e ... on-schemes" onclick="window.open(this.href);return false;
Links to all RM pension related websites are here