advice for my 92 yr old dad

[pat's daughter]

hi, my dad is 92 and we have just lost my mum, does anybody know why he now has to pay income tax on his post office pension. with out breaking data protection, his tax code is ***Y CUM?
I am new to forums so if anyone does reply and i dont say thank you, its because i don't know how and where to access any answers...ironically my dad would he went on a computer course when he was 80!!!

[baldrick]

My condolences to you and your father for your loss.
I don't know the answer to your question. I pay tax on my RM pension. My guess is that he had a tax allowance for your mother and has now lost that and his pension has become taxable if he gets over the £10,000pa tax free allowance.

To find out for sure you can contact the RM Pensions Service Centre. Their helpline number is 0845 6030043 or email pensions.helpline@royalmail.com

Enquiries about your tax code should be made to Her Majesty's Revenue and Customs tel: 0845 3000627

[TrueBlueTerrier]

Tax Codes - Y = For people born before 6 April 1938 and eligible for the full Personal Allowance

Cum = Emergency Tax Code because of a change in circumstances


For more information see the RMPP Tax website Page at http://www.royalmailpensionplan.co.uk/45/tax" onclick="window.open(this.href);return false;

My advice would be to contact both the Pension people and HRMC for clarification or to change his tax code.

[pat's daughter]

thank you very much i will.