I can remember staying behind on Saturday afternoon with the local area manager for a 2 hour meeting with the rest of the staff on how the set up of the Post Office card account was going to be done. Now this was a golden opportunity to protect our jobs but we were all shocked by what was said.
The process was anyone asking about the phasing out of pension books to tell them (and in this order only)
1 You could open a bank account with one of our partner banks
2 You could open a basic bank acoount
3 You could open a PO Card Account
Our option was only to be grudgingly given and the process for opening it (obtaining a PID and filling out the form etc, which for most of our customers you'd think we were asking them to go to the moon) was not the easiest for them or us. There was no mention of still being able to insist on a green giro payment (if this was their choice) or no provision for those who could handle a PIN etc at 50 but struggle at 70 and over.
I remarked several times during this meeting that "you do realise what will happen if we follow that route- you'll drive all our customers away" "Don't worry we know what we are doing, we're going to be able to attract new customers in"
Take a look around you in any office in the country at various times during the day. The only reason a queue appears is usually due to lack of staff or time wasted with products they don't want. Life insurance or that old chestnut lifestyle protection for someone on Job Seekers Allowance.
The decision to try and change us from a service to a sales orientated business was doomed from the start.