Zenith Car Leasing

cpsteve · Post by **cpsteve** » 24 Jul 2016, 08:43

You can get some good deals on new cars with 0% finance but you need to pay 3/4k up front.

Cedar_Room · Post by **Cedar_Room** » 25 Jul 2016, 18:28

I may be interested in this sometime in the future,one question I have though is what happens if you have a bump in the car & it's your fault?

Post by **TrueBlueTerrier** » 25 Jul 2016, 18:44

Cedar_Room wrote:I may be interested in this sometime in the future,one question I have though is what happens if you have a bump in the car & it's your fault?

You claim. I had a fault accident in a similar deal. I think they'll use fleet insurance.

Harv12 · Post by **Harv12** » 25 Jul 2016, 20:14

so say i was to choose a car for £70 a week, would the 70 come off my pay before tax, so £412 - £70 = £342, then i pay normal tax and NI on the £342

DocketLefty · Post by **DocketLefty** » 03 Aug 2016, 22:21

Do a quote on the zenith website, it explains it all at the end. Won't let me do it as i'm only 24 hours.

stephen.cal87 · Post by **stephen.cal87** » 04 Aug 2016, 16:51

If it seems to good to be true..... it usually is. £280 a month just to drive a new motor is madness. But hey if you can afford it.....

Sohailimran75 · Post by **Sohailimran75** » 12 Aug 2016, 18:29

al64 · Post by **al64** » 15 Aug 2016, 20:03

cpsteve wrote:You can get some good deals on new cars with 0% finance but you need to pay 3/4k up front.

Vauxhall partners to which Royal Mail is part of do 0% up to 5 yrs with no deposit, I got a brand new Astra SRI for £160 a month with no deposit, No brainer

catch22 · Post by **catch22** » 19 Aug 2016, 14:52

I have had my zenith car since mid july.
I have previously owned cars outright. Usually bought them on a credit card or if i had a windfall.
My most recent vehicles... mine and partners i paid £2700 for and £3000 for.
I have insured (£500x2).
Maintained(1290 in 6 months!!!)
and taxed them(130+140).
Tyres (240 in 6 months)
One is 8years one is 9. Both diesels. I thought these cars would last 3/4 years.

One of the cars has been recovered 6 times. Both cars are knackered. And losing money. Well they arent worth anything. So i have paid out £4000 on each car average... for an old car to be broken and only worth scrap.

So i got a zeneth car.
I pay £50 a week for a pegeout 208. I love it. And so im paying for a car i will never own. But at least im not throwing my money into scrap.

The only problem for me is the milage limit.
And add 6weeks to the time it takes. Took forever..

geordieboy123 · Post by **geordieboy123** » 19 Aug 2016, 17:10

catch22 wrote:I have had my zenith car since mid july.
I have previously owned cars outright. Usually bought them on a credit card or if i had a windfall.
My most recent vehicles... mine and partners i paid £2700 for and £3000 for.
I have insured (£500x2).
Maintained(1290 in 6 months!!!)
and taxed them(130+140).
Tyres (240 in 6 months)
One is 8years one is 9. Both diesels. I thought these cars would last 3/4 years.

One of the cars has been recovered 6 times. Both cars are knackered. And losing money. Well they arent worth anything. So i have paid out £4000 on each car average... for an old car to be broken and only worth scrap.

So i got a zeneth car.
I pay £50 a week for a pegeout 208. I love it. And so im paying for a car i will never own. But at least im not throwing my money into scrap.

The only problem for me is the milage limit.
And add 6weeks to the time it takes. Took forever..

Did the reduction in tax and NI match the quote given by Zenith?

DocketLefty · Post by **DocketLefty** » 19 Aug 2016, 20:08

geordieboy123 wrote:
catch22 wrote:I have had my zenith car since mid july.
I have previously owned cars outright. Usually bought them on a credit card or if i had a windfall.
My most recent vehicles... mine and partners i paid £2700 for and £3000 for.
I have insured (£500x2).
Maintained(1290 in 6 months!!!)
and taxed them(130+140).
Tyres (240 in 6 months)
One is 8years one is 9. Both diesels. I thought these cars would last 3/4 years.

One of the cars has been recovered 6 times. Both cars are knackered. And losing money. Well they arent worth anything. So i have paid out £4000 on each car average... for an old car to be broken and only worth scrap.

So i got a zeneth car.
I pay £50 a week for a pegeout 208. I love it. And so im paying for a car i will never own. But at least im not throwing my money into scrap.

The only problem for me is the milage limit.
And add 6weeks to the time it takes. Took forever..
Did the reduction in tax and NI match the quote given by Zenith?

+1

catch22 · Post by **catch22** » 19 Aug 2016, 20:50

It was less.
The car is £61. Before tax.

I expected £51 this is what was stated.

but its about £45 that comes off my after tax figure.
I am 22hour contract so dont pay much tax i actually thought it would be more because of this. But it wasnt.

catch22 · Post by **catch22** » 19 Aug 2016, 20:56

The other thing i like is the 2 year contract. So im not tied into it forever

bogues2009 · Post by **bogues2009** » 20 Aug 2016, 05:42

al64 wrote:
cpsteve wrote:You can get some good deals on new cars with 0% finance but you need to pay 3/4k up front.
Vauxhall partners to which Royal Mail is part of do 0% up to 5 yrs with no deposit, I got a brand new Astra SRI for £160 a month with no deposit, No brainer

does it come thru salary sacrifice too?

sussexlad · Post by **sussexlad** » 12 Jan 2017, 20:02

Just wondered how people who have taken up this offer are finding it? Are you glad you did it or wished you hadn't? I only ask because i'm thinking of taking up the offer myself.